In order to receive SSDI (a.k.a. Title II disability), a person normally needs to have worked and paid taxes, to a certain extent. This is called having enough “earnings”. Some people, however, can qualify for SSDI on the basis of their parent’s earnings if they don’t have enough of their own. This type of SSDI benefit is called a Disabled Adult Child (DAC) benefit.
In order to qualify for DAC benefits, you must meet ALL of the criteria listed below:
You need to be the child of a person who had enough earnings before they stopped working;
Your parent must either be on SSA retirement, on SSDI, or deceased;
You must be UNMARRIED; and
Your disability must have started before you became 22 years old.
These criteria are usually very strict. If your disability began when you were 22½ years old, you would not qualify. If you get married, you would no longer qualify, even if you previously qualified and were receiving DAC benefits in the past.
Think you might qualify for DAC benefits? Contact us at Melinda Brown Law to schedule a free consultation!
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